‘You’ve been a victim of fraud’ - some scammers will tell you that they’re contacting you due to a fraud investigation where you’re the victim. Sometimes, they’ll say they’ve found a counterfeit item, such as a passport, with your name on it. Other times, they’ll say that there’s been unauthorised use of your bank account.

‘Someone reported you’ - scammers impersonating the police will sometimes try to catch you out by saying that someone has accused you of a crime, such as theft. They’ll continue with this story until they get your personal or financial information.

‘You’re going to be arrested’ - some police scam calls impersonate HMRC by leaving a voicemail threatening to have you arrested for tax offences. 

On an iPhone, you can report scam calls to your provider by texting the word ‘call’ followed by the phone number to 7726.

On an Android phone, text the word ‘call’ to 7726. You’ll then receive a message asking you for the scam number.

For scam calls received on WhatsApp, open the WhatsApp chat with the dodgy phone number and tap 'block.'

You can report the contact by tapping 'report contact' and 'block'.

If you lose any money to a scam, call your bank immediately using the number on the back of your bank card and report it to Action Fraud.